Barclays Bank USA? Here Are the Pros and Cons of Barclays Bank

Barclays Bank USA? Here Are the Pros and Cons of Barclays Bank

Is Barclays Bank USA a good bank or not? Here’s a NO PRESENT review of this global financial institution to help you figure it out.

Customer service

# 1) “Branch” service

This could be their strong point … they are known to do everything possible to meet customer needs. In general, they have better customer service than many other banks today.

Don’t worry if you see some negative reviews of your online service. EVERY bank has its detractors … and while customer service at Barclays is FAR from perfect, it generally does the job.

# 2) Call centers

While Barclays Bank USA does outsource its call centers, like most other banks, the quality of service and English are still quite good. Obviously, it depends on who you get … but, as a general rule, you can be good through phone service.

Interest rates

Obviously, this is what interests everyone. They are always subject to change, but right now if you keep less than $ 1000 in your savings account you will get approximately a 1% rate. If you have more than 1000 it is 3%.

In other words…

This is NOT extremely generous compared to other companies, but there are worse things around. The more restricted the savings account, the better your rates will be.

I would not recommend your savings account as a LONG TERM investment … but it is an effective store while looking for more lucrative investments.

So what is the verdict?

Barclays Bank USA just did the job. They’re not flashy, but you know what you get with them: good customer service, secure internet banking, and reasonable interest rates.

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